Jane Dotson
If you already have a Progressive car insurance policy and are looking to add renters insurance, there are a few simple ways to do so. You can either contact Progressive via their phone number or go online to connect with an agent via chat. Many people prefer to get their renters and car insurance from the same company as it is easier to manage two policies with one insurer. However, it is always a good idea to shop around and get quotes from several companies to ensure you are getting the best rate. Progressive offers various discounts for renters insurance, such as bundling insurance policies, paying your policy upfront in full, paperless billing, and early quoting.
| Characteristics | Values |
|---|---|
| Contact Number | 1-888-671-4405 |
| Online Chat | Available |
| Pros | Easier to manage two policies with one company |
| Bundling auto and renters insurance policies | |
| Cons | Progressive may not be the cheapest for your unique situation |
| Discounts | Multi-policy bundling |
| Paperless billing | |
| Early quoting | |
| Paying your policy in full upfront | |
| Secured/gated community | |
| Single deductible benefit |
What You'll Learn
Pros and cons of adding renters insurance to Progressive auto
Progressive offers renters insurance in all 50 states and Washington, D.C. You can get a renter's policy by either contacting Progressive via 1-888-671-4405 or going online to chat with an agent.
While bundling auto and renters insurance policies can make it easier to manage two policies with one company, Progressive may not be the cheapest option for your unique situation. Here are some pros and cons of adding renters insurance to Progressive auto:
Pros
- Discounts: Progressive offers a wide variety of discounts for renters insurance, including a 3% discount when you bundle renters and auto insurance. You can also get a discount by getting a quote at least three days before your policy starts, paying your policy upfront in full, receiving documents by email, and living in a secured/gated community.
- Single deductible: If you bundle renters and auto insurance with Progressive and a single event causes a loss for which coverage applies to both policies, you may only be responsible for a single deductible. For example, if your car is stolen along with some of your belongings in the trunk, you would only pay one deductible instead of two separate deductibles for each policy.
- Convenience: Having both your auto and renters insurance with the same company can make it more convenient to manage your policies and payments.
Cons
- Cost: Progressive may not offer the most competitive rates for renters insurance, so it is important to shop around and get quotes from several companies to ensure you are getting the best rate.
- Third-party policies: Progressive sells its own renters insurance policies and those of a third-party carrier, which can cause confusion over who is servicing the policy and where to file a claim.
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Discounts for bundling renters and auto insurance
Progressive offers a multi-policy discount when you bundle renters and auto insurance. You can save an average of 3% on your auto policy when you bundle these two policies together. This discount will be applied to your auto policy.
You can also combine many other policies and receive discounts for each. For example, you can bundle renters and motorcycle insurance, boat and renters insurance, or home and auto insurance. Progressive customers save an average of 7% when they bundle home and auto insurance (savings applied to your auto policy).
In addition to the financial benefits, bundling your insurance policies with Progressive can also save you time and hassle. Managing multiple insurance policies through a single company is more convenient and means less paperwork for you.
You can get a bundled quote from Progressive easily, even from your phone.
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How to get a quote for renters insurance
Progressive offers renters insurance to protect your belongings and more. To get a quote for renters insurance, you can either get a quote online or call Progressive for advice. Progressive's website will guide you through the process of getting a quote and buying renters insurance online. You can also call 1-855-347-3939 or 1-866-749-7436 to speak with a licensed representative who can help you with the process.
Progressive will ask you a few questions about your rental unit and the value of your personal possessions to provide you with a quote. The cost of renters insurance depends on various factors, including your location, the type of residence, and the coverage selections. Progressive offers several discounts to make renters insurance more affordable, such as bundling insurance policies, paying your policy in full upfront, paperless billing, and early quoting.
Renters insurance covers personal property, personal liability, medical payments, and additional living expenses or loss of use up to the limits of your policy. It is essential to determine the value of your personal property and select the appropriate coverage limits to ensure all your belongings are adequately insured. Progressive's personal property calculator can help you estimate the coverage you need.
Renters insurance is not legally required, but it is a good idea to protect your belongings. It covers losses due to theft, fire, vandalism, water damage, and other perils. Progressive's renters insurance also includes personal liability coverage if you are legally responsible for someone else's injuries or damages.
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How to contact Progressive
Progressive offers 24/7 customer service support via phone, email, chat, and social media.
Contacting Progressive by Phone
You can reach Progressive's customer service by calling 1-800-876-5581 (toll-free). This line operates 24/7, with the least busy day being Sunday, and the busiest day being Friday. The average hold time is 1 minute and 53 seconds, with the shortest wait times on Saturdays.
For customers in California, the dedicated phone number is 1-800-300-3693.
Contacting Progressive Online
You can also contact Progressive online by logging into your account and using the chat function or sending an email. The average response time for emails is 5 business days.
If you are not a Progressive customer, you can still file a claim or report a claim online as a guest.
Contacting Progressive by Mail
The Progressive Corporation's headquarters can be reached by mail at: 6300 Wilson Mills Rd., Mayfield Village, Ohio 44143.
Other Contact Options
Progressive also offers support through social media.
Additionally, if you are looking to purchase a policy, you can find a Progressive agent in your area.
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Comparison with other insurance companies
Progressive's renters insurance rates are on the high side compared to many competitors. However, bundling renters and auto insurance with Progressive can save you an average of 3% on your car insurance. Progressive also offers a wide variety of discounts on renters insurance, such as:
- Getting a quote at least three days before the policy starts
- Paying the policy upfront in full
- Receiving documents by email
- Living in a secured/gated community
If you already have a car insurance policy with Progressive, it is worth getting a quote for renters insurance to see if you can save with a bundling discount. However, Progressive may not be the cheapest option for your unique situation, so it is a good idea to shop around and get quotes from several companies.
- Lemonade: Lemonade offers straightforward policies and is a tech-centric, mission-driven company.
- State Farm: State Farm offers some of the cheapest renters insurance in the US.
- Nationwide: Like Progressive, Nationwide offers a discount for bundling renters and auto insurance.
- Allstate: Allstate offers renters insurance but does not appear to offer a bundling discount.
- USAA: USAA renters insurance is only available to the military, veterans, and their families.
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Frequently asked questions
You can get a Progressive renters insurance quote by calling 1-855-347-3939 or by requesting one online.
Progressive offers various discounts that can help you save on your renters insurance policy. These include bundling insurance policies, paying your policy upfront and in full, paperless billing, and early quoting.
Renters insurance covers personal property, loss of use, personal liability, and medical payments to others. Personal property coverage protects your belongings, including furniture, clothing, and electronics, whether they are inside your home or elsewhere. Loss of use helps cover increased living expenses if you cannot stay in your home due to a covered loss. Personal liability protects you financially if you are legally responsible for someone else's injuries or damage to their property. Medical payments to others cover medical expenses due to a covered occurrence.
Bundling renters and auto insurance with Progressive can make it easier to manage two policies with one company. Additionally, you can save an average of 3% on your auto policy when you bundle renters and auto insurance. In the event of a single incident that affects both your renters and auto policies, you may only be responsible for a single deductible instead of paying two separate deductibles.
