Insuring Your Phone With Barclays: What You Need To Know

how to insure my phone with barclays

Barclays offers mobile phone insurance through its Tech Pack, which covers up to four mobile phones and unlimited gadgets, each bought for a maximum of £1,500. The Tech Pack includes worldwide cover against theft, accidental damage, and breakdown, as well as loss cover for mobile phones. Barclays also offers a Tech Pack Lite, which covers up to two devices for accidental damage and breakdown. To apply for either pack, you need to have an eligible current account with Barclays.

Characteristics Values
Number of devices covered Up to 4 mobile phones and unlimited gadgets
Maximum price of device £1,500
Monthly cost £9 (Tech Pack Lite), £14.50 (Tech Pack)
Coverage Worldwide
Types of damage covered Accidental damage, breakdown, theft, loss
Claim limit 4 successful claims in any 12-month period (up to 2 for loss or theft)
Additional benefits On-site repairs, 24-month warranty, instant claims through the Tech Insurance app
Eligibility Must have an eligible current account with Barclays

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Barclays' Tech Pack insurance

Barclays offers Tech Pack Insurance, which provides worldwide cover for up to four mobile phones and an unlimited number of gadgets. Each device must have been purchased for a maximum, non-discounted price of £1,500. The policy covers devices belonging to you, your partner, and your and/or your partner's dependent children aged under 23 (including stepchildren and foster children) living at home outside term time.

The Tech Pack Insurance offers cover against theft, accidental damage, and breakdown. Mobile phones are also covered for loss. You can make up to four successful claims in any 12-month period, with a maximum of two claims for loss or theft for mobile phones and a maximum of two claims for theft for gadgets (loss is not covered for gadgets).

Barclays provides a range of repair and replacement options, including the option of having a technician visit your home to perform repairs, if available in your area. Repairs come with a 24-month warranty.

To apply for Barclays Tech Pack Insurance, you must have an eligible current account with Barclays. The cost of the insurance is £9 per month for the Tech Pack Lite, which covers up to two devices, and £14.50 per month for the Tech Pack, which covers up to four devices. Claims can be made instantly through the Barclays Tech Insurance app, which is available 24/7.

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Barclays' Lite Pack insurance

Barclays offers Tech Pack Lite insurance, which provides worldwide cover for up to two devices, each worth up to £1,500. The insurance includes accidental damage and breakdown cover for these devices. To be eligible for this insurance, you must have an eligible current account with Barclays. The Tech Pack Lite insurance costs £9 per month.

You can file a claim for your mobile phone or gadget covered under the Tech Pack Lite insurance using the Barclays Tech Pack Insurance app, which is available on the App Store. Alternatively, you can call Barclays to make a claim on your mobile phone insurance.

The Barclays Tech Pack Insurance app also provides access to industry-leading support, including videos, guides, and FAQs to help you solve problems with your device. The app can even assist you in deciding whether to file a claim.

It is important to note that there may be specific requirements when filing a claim, such as providing proof of purchase or specific device information. Additionally, there may be instances where your claim could be refused or cancelled due to various reasons, as indicated in some customer reviews of the Barclays Tech Pack Insurance.

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Barclays' insurance vs. Mobile Phone Insurance Direct

Barclays' mobile phone insurance offers comprehensive cover for up to four devices worldwide, including accidental damage, theft, and loss. The Tech Pack Lite costs £9 a month and provides cover for up to two devices, while the Tech Pack covers up to four mobile phones and unlimited gadgets, each purchased for a maximum of £1,500. Barclays insurance provides a range of repair and replacement options, including doorstep repairs with a 24-month warranty. It also offers worldwide protection against theft, accidental damage, and breakdown, with up to four successful claims allowed in a 12-month period, two of which can be for loss or theft. The policy can be managed through the Barclays app, Online Banking, or the Tech Insurance app, which is available 24/7. However, Barclays requires a minimum 6-month contract commitment.

On the other hand, Mobile Phone Insurance Direct (MPID) offers unlimited claims, and there are no long-term contracts, allowing customers to cancel their policies at any time. MPID typically provides cheaper insurance for individuals or those insuring up to two devices. As a specialist mobile phone and gadget insurance provider, MPID offers competitive rates without compromising on service quality.

When deciding between Barclays insurance and Mobile Phone Insurance Direct, consider the number of devices you need to insure, the level of coverage required (including the number of claims permitted), and your budget. Barclays may be more suitable for households with multiple phones, while MPID could be more cost-effective for individuals or smaller device numbers.

Additionally, it is worth noting that to be eligible for Barclays' mobile phone insurance, you must have an eligible current account with them, which may be a deciding factor when choosing between the two providers.

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Barclays' insurance for iPhones

Barclays offers two mobile insurance packages, Tech Pack and Tech Pack Lite, which can be purchased as an add-on to your current account with them. To be eligible for either of these packages, you must have an eligible current account with Barclays. If you close your account, your insurance policy will be automatically cancelled.

Tech Pack Lite

For £9 a month, Tech Pack Lite provides accidental damage and breakdown cover for up to two devices, each bought for a maximum, non-discounted price of £1,500.

Tech Pack

The Tech Pack covers up to four mobile phones and unlimited gadgets (each bought for a maximum, non-discounted price of £1,500) for accidental damage, breakdown, and theft. Mobile phones are also covered for loss.

Both packages offer worldwide cover, a range of repair and replacement options, and the ability to make up to four successful claims in any 12 months for mobile phones, two of which can be for loss or theft. You can also make up to four successful claims in any 12 months for gadgets, two of which can be for theft (loss isn't covered).

You can register your iPhone and any other devices online or in the Tech Pack App, and claim instantly in the Tech Insurance app, which is available 24/7.

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Barclays' insurance for families

Barclays offers a range of insurance options for individuals and families. For those looking to insure their mobile phones and gadgets, Barclays provides the Tech Pack. This includes worldwide cover for up to four mobile phones and an unlimited number of gadgets, each with a maximum non-discounted price of £1,500. The pack costs £9 or £14.50 per month and offers protection against theft, accidental damage, and breakdown, with loss cover for mobile phones. It also includes a range of repair and replacement options, such as doorstep repairs with a 24-month warranty. Claims can be made conveniently through the Tech Insurance app, which is available 24/7.

In addition to gadget insurance, Barclays offers travel insurance through its Travel Packs, which include worldwide, multi-trip cover for costs, cancellations, lost bags, and more. The insurance elements of the Travel Packs are provided by Aviva Insurance Ltd and RAC Motoring Services & RAC Insurance Ltd. Barclays' travel insurance was recognized as the best buy in June 2024 by Which? and offers unique features such as £10,000 missed departure cover and coverage for pandemics, including Covid-19.

Barclays also provides life insurance through its partnership with Legal & General, offering financial protection for loved ones in the event of death. Additionally, the Barclays app allows individuals to manage their insurance policies and claims conveniently.

For families seeking to insure their homes, Barclays offers the Premium Home Insurance provided by Gresham Insurance Limited. This covers various kitchen appliances and gadgets, ensuring peace of mind for families. With flexible insurance options, Barclays aims to cater to diverse family needs, whether protecting their homes, travels, or personal devices.

Frequently asked questions

Barclays offers two types of insurance plans for your phone: Tech Pack Lite and Tech Pack. Tech Pack Lite costs £9 a month and covers accidental damage and breakdown for up to two devices, each bought for a maximum of £1,500. The Tech Pack covers up to four mobile phones and unlimited gadgets for a monthly fee of £14.50.

The insurance covers accidental damage, breakdown, and theft. Mobile phones are also covered for loss.

You can make a claim instantly via the Barclays Tech Insurance app, which is available 24/7.

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