Alyssa Lane
AIA is one of the largest life insurers in the world, with a presence in 18 markets across the Asia Pacific region. AIA offers a range of insurance products, including life insurance, total and permanent disability insurance, income protection insurance, and accidental injury cover. AIA's life insurance products aim to protect your family, your lifestyle, and your future by providing financial support in the event of your death or diagnosis with a terminal illness. The company has received a variety of customer reviews, ranging from positive experiences with affordable prices and good customer service to negative comments about difficult claims processes and poor communication. Overall, AIA life insurance may be a good option, but it is essential to consider your specific needs, budget, and personal circumstances when choosing an insurance provider.
| Characteristics | Values |
|---|---|
| Age Range | 19-66 years |
| Inflation Protection | Increasing Life Benefit and Family Income Benefit |
| Protection for Family | Maximum protection for you and your loved ones |
| Premium Refund | Returning of Premiums Paid Benefit |
| Optional Benefits | 7 optional benefits |
| Life Insurance for Women | AIA She Protect |
| Hospital Expenses Covered | Up to LKR 1,000,000 |
| Permanent Disability Coverage | Yes |
| Critical Illness Coverage | 37 major critical illnesses |
| Premium Payment Options | AIA Wealth Planner, AIA Financial Planning Executive, Authorized Broker |
What You'll Learn
AIA Super Protector
With AIA Super Protector Flexi, you can customise your coverage with four optional benefits, including an increasing family income benefit, an accidental death benefit, a permanent disability benefit, and premium protection in the event of total permanent disability. The plan also offers a range of wellness offers, such as free unlimited online doctor consultations and discounts at fitness centres and dental clinics.
The Super Protector Flexi plan provides comprehensive health and financial security for you and your family. If you pass away or become totally permanently disabled due to an accident or sickness, your beneficiaries will receive a monthly income for the next 5 years. The family income benefit amount will increase by 5% at each policy anniversary until the monthly payment becomes payable.
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AIA Wealth Planner
The company emphasizes the advantages of becoming an AIA Wealth Planner, including the potential for high income, flexibility to work from home, world-class training and technological resources, and great benefits incentives such as foreign travel. AIA Wealth Planners are recognized for their outstanding performance and have consistently qualified for the Million Dollar Round Table (MDRT) conference, reflecting their dedication to providing the best for their customers.
With a presence in 18 countries and a strong commitment to their customers and employees, AIA offers a rewarding career opportunity for those seeking to make a positive impact on people's lives while enjoying the freedom and flexibility of working remotely.
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AIA Financial Planning Executive
AIA has served the Asia-Pacific region for almost a century, helping people with their ever-changing needs. AIA Sri Lanka is one of the largest life insurers in the country. AIA offers a career as a Financial Planning Executive, which involves maximising the sales of AIA products and services through banks to meet individual/team quotas and AIA business objectives.
AIA offers extensive world-class training and development opportunities to its team, ensuring they are equipped with the latest technology. This enables them to be the best in their field and enjoy the flexibility to operate from anywhere.
AIA is committed to helping its customers and the community live healthier, longer, and better lives. The company provides health and wellness benefits and solutions to help individuals, families, and businesses plan for a stable future by preparing for the unexpected.
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AIA She Protect
In addition, AIA She Protect provides higher protection with an accidental death benefit. In the unfortunate event of your death due to an accident, your beneficiaries will receive an additional benefit amount on top of the life benefit. AIA will also return all premiums paid at the end of the policy term if you outlive the policy term, even if you have made a claim for reasons other than death during the policy period.
Furthermore, AIA She Protect covers hospitalisation expenses, providing a pre-packed benefit to cover medical expenses for you and your family up to a value of LKR 1,000,000. If you become totally or partially permanently disabled due to an accident or illness, AIA She Protect will take care of the selected benefit amount. AIA will also continue to pay your premiums until the end of the policy term if you become totally permanently disabled, ensuring uninterrupted protection.
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AIA eInsurance Portal
AIA is Asia's leading insurance company, celebrating ten years of unmatched impact as the #1 MDRT Multinational Company. AIA is committed to helping people live healthier, longer, and better lives.
The AIA eInsurance Portal is a one-stop online platform that offers customers convenient access to their insurance policies and services. Through the portal, customers can view and manage their policies, make premium payments, and submit claims. The portal also provides a range of useful tools and resources, such as a premium calculator and policy comparison tool, to help customers make informed decisions about their insurance needs.
One of the key benefits of the AIA eInsurance Portal is the ease and convenience it offers to customers. With just a few clicks, customers can access their policy information, view their coverage details, and make changes to their policies as needed. The portal also offers a secure and efficient way to submit claims, with online forms and document uploads, eliminating the need for physical paperwork.
In addition to policy management, the AIA eInsurance Portal provides valuable health and wellness resources. Customers can access articles, tips, and advice on a range of topics, including healthy living, financial planning, and mental well-being. The portal also offers exclusive access to AIA Voices, a community platform featuring a network of influential and educational voices from across Asia. Here, customers can connect with others, share experiences, and gain insights to make positive behavioural changes for their health and wellness journey.
The AIA eInsurance Portal is a comprehensive and user-friendly platform that empowers customers to take control of their insurance journey. With its range of features and resources, the portal helps customers protect their financial future, access quality healthcare, and achieve their health and wellness goals.
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Frequently asked questions
AIA life insurance is a comprehensive life insurance plan designed to protect you and your loved ones. It offers increasing life benefits and family income benefits to match inflation and changes in your lifestyle, as well as affordable premiums.
AIA life insurance offers a range of benefits, including:
- Increasing life benefit: Provides a comprehensive life insurance solution with a benefit that increases by 5% at each policy anniversary.
- Family income benefit: Ensures your loved ones receive a monthly income for 5 years if you pass away or become totally permanently disabled.
- Accidental death benefit: Provides an additional benefit amount in the event of an unfortunate death due to an accident.
- Premium return: AIA returns all premiums paid at the end of the policy term if no death claim is made.
- Hospital expenses cover: Covers medical expenses for you and your family up to a certain limit.
- Critical illness cover: Covers 37 major critical illnesses, providing a benefit amount if diagnosed or requiring surgery.
AIA life insurance offers features such as:
- Personalized protection: You can customize your protection with optional benefits to cater to your individual needs and expectations.
- Affordable premiums: AIA offers competitive premium rates to ensure maximum protection for you and your loved ones.
- Limited premium-paying term: AIA Super Protector offers a limited premium-paying term, making it a smart solution for your protection needs.
AIA life insurance is designed to provide financial protection for individuals and their loved ones. It offers a range of benefits and features that can be customized to meet your specific needs. AIA has a strong presence in the Asia-Pacific region and has been recognized for its industry leadership and commitment to sustainability. It is important to carefully review the terms and conditions of the policy, compare it with other options available in your market, and assess whether it aligns with your financial goals and requirements before making a decision.
