Alyssa Lane
Asurion is a well-known phone insurance provider, but it can be expensive and there are alternatives available. Upsie, for example, offers similar coverage for a lower price, with better customer service and an easier claims process. AKKO is another alternative, offering greater freedom and the ability to bundle insurance for the whole family at a low monthly rate. Some credit cards, such as Wells Fargo, also offer phone insurance coverage with low deductibles and no additional cost. For those looking for cheaper options, a water-sealed case or a padded pouch can provide basic protection from water damage or scratches.
| Characteristics | Values |
|---|---|
| Cost | $7-$17 per month for one device |
| Alternatives | Upsie, AKKO, Wells Fargo credit card, Servify, State Farm, Amex Platinum cards, Navy Federal Visa Flagship, Chase Freedom Flex MasterCard |
| Coverage | Accident protection, water damage, cracked screens, theft, loss |
| Reviews | Easy to make a claim, quick response, good value for money, affordable, good insurance, fast reimbursement |
| Drawbacks | Confusing cancellation process, coverage varies by retailer, deductibles unclear |
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What You'll Learn
- Upsie: a smartphone subscription service that offers better prices, convenience and service than Asurion
- AKKO: a budget-friendly alternative that covers all device types, from new to refurbished
- Wells Fargo credit card: covers every phone on your plan with a $25 deductible and zero cost
- Amex Platinum cards: include cell phone protection
- Chase Freedom Flex MasterCard: includes phone insurance coverage
Upsie: a smartphone subscription service that offers better prices, convenience and service than Asurion
Upsie is a smartphone subscription service that offers better prices, convenience, and service than Asurion.
Firstly, Upsie offers lower prices than Asurion. Asurion's prices for insuring devices tend to be higher than most third-party insurers, as they charge a $199 deductible fee. Upsie, on the other hand, offers top-quality smartphone plans for a lower price than competitors. Their prices range from $25 to $150, and the cheaper your device is, the less you will pay in deductibles.
Secondly, Upsie offers more convenience than Asurion. Asurion's insurance plans must be purchased through retailers, and coverage may vary depending on where you buy it. Upsie, on the other hand, offers consistent coverage across all retailers. Their plans are easy to understand, and there are no hidden fees.
Thirdly, Upsie offers better service than Asurion. Upsie's customer service representatives are easy to get in contact with via phone, email, or social media, and there are never long wait times. Upsie also offers a wider coverage scope than Asurion, covering any form of malfunctioning, cracked screens, damaged interior components, and accidental damage.
Overall, Upsie is a better option than Asurion for smartphone insurance, offering lower prices, more convenient coverage, and better service.
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AKKO: a budget-friendly alternative that covers all device types, from new to refurbished
AKKO is a budget-friendly alternative to Asurion, offering comprehensive device protection at a low monthly rate. While Asurion's prices have increased to $17 a month for a single device, AKKO offers plans starting at just $5 per month for phone protection, with the option to bundle insurance for the whole family at a discounted rate.
AKKO's plans cover all device types, from brand new to refurbished models, ensuring that all consumers can access affordable protection. This flexibility is a significant advantage, as purchasing a new device is not always feasible or desired. By accommodating used and refurbished devices, AKKO empowers consumers to make budget-friendly and environmentally conscious choices without compromising on protection.
AKKO's coverage extends to a wide range of issues, including theft, damage, loss, and mechanical breakdowns. The plan also offers unlimited claims, providing peace of mind and ensuring that you can file as many insurance claims as needed throughout the year. For $15 per month, you can safeguard up to 26 devices, including one phone and 25 additional electronics, making it an extremely cost-effective solution for comprehensive protection.
Switching from Asurion to AKKO is a straightforward process. To initiate the transition, start by finding out when your current Asurion insurance policy expires. This information can be obtained by contacting Asurion's customer service or accessing your online account with your cell service provider. Once you have this detail, you can proceed with the cancellation of your Asurion policy and seamlessly transition to AKKO.
AKKO provides a compelling alternative to Asurion, offering increased flexibility, affordability, and comprehensive coverage. With its low monthly rates, coverage for all device types, and unlimited claims, AKKO ensures that consumers can access reliable protection without compromising their budgets or values.
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Wells Fargo credit card: covers every phone on your plan with a $25 deductible and zero cost
Asurion is an insurance agency that offers smartphone protection plans, which must be purchased through retailers or cell phone carriers such as Verizon, AT&T, and Sprint. However, there are alternative options available, such as Upsie, which offers similar coverage at a lower cost.
One popular alternative to Asurion for phone insurance is a Wells Fargo credit card. The Wells Fargo Active Cash Card and the Wells Fargo Visa Signature Card offer supplemental coverage for cellular wireless telephone insurance programs, among other benefits. This means that if you have another insurance policy, the Wells Fargo card will cover only the amount your other policies do not, with a maximum payout of $1200 per year.
The Wells Fargo credit card covers every phone on your plan with a $25 deductible and zero cost. This means that if you pay your phone bill with your Wells Fargo card, you are covered for any damage or theft of your phone, with a low deductible of just $25. This is a significant advantage over other insurance options, which can have much higher deductibles and monthly costs.
To file a claim with Wells Fargo, you can call 1-800-316-8051 or visit https://mycardbenefits.assurant.com. You will need to provide documentation, including a copy of your wireless bill demonstrating that the entire monthly payment was made using the Wells Fargo card.
In addition to phone insurance, Wells Fargo credit cards offer a range of other benefits, such as zero liability protection at no extra cost, overdraft protection when linked to a Wells Fargo checking account, and worldwide coverage for lost or stolen cards. Wells Fargo also provides convenient payment options, such as same-day payments, autopay, and payments through their mobile app or ATMs.
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Amex Platinum cards: include cell phone protection
American Express, or Amex, offers cell phone protection on its Platinum cards. This is a complimentary coverage option for personal consumer cards, providing coverage for damage and theft up to 90 days from the date of purchase. Coverage is limited to $10,000 per incident and $50,000 per card.
The Amex Platinum card is a premium card with a range of benefits, including worldwide lounge access, statement credits, and flexible redemption options. It is a popular choice for those seeking luxury travel benefits, such as airport lounge access and elite status.
In addition to the Amex Platinum card, there are other alternatives to Asurion for phone insurance. Asurion is an insurance agency that offers protection for smartphones, laptops, and other devices. Their phone insurance can be purchased through retailers and cell phone carriers like Verizon, AT&T, and Sprint, rather than directly from Asurion. This means that coverage may vary depending on where it is purchased. Asurion has been in the business for over 20 years and is trusted by millions worldwide.
Some alternatives to Asurion include:
- Upsie: A leading warranty provider that offers smartphone subscription warranties. Upsie plans are often more affordable than Asurion, offering the same level of coverage. They provide easy access to customer service representatives and a straightforward claims process.
- Wells Fargo credit card: This option provides phone insurance at no additional cost, with a low deductible of $25 and a maximum payout of $1200 per year.
- Servify: Mentioned by a user on Reddit as an alternative to Asurion, but with limited information on the scope of coverage.
- State Farm: Offers protection for devices, including phones, with coverage for accidents, theft, and other incidents.
It is important to note that the availability and specifics of phone insurance alternatives may vary depending on your location and the device you are insuring. It is always recommended to carefully review the terms and conditions of any insurance policy before purchasing.
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Chase Freedom Flex MasterCard: includes phone insurance coverage
Asurion is an insurance agency that offers smartphone protection plans, which can be purchased through retailers and cell phone carriers like Verizon, AT&T, and Sprint. However, there are alternative options to Asurion for phone insurance, such as Upsie, which offers similar protection at a lower cost.
One option to consider for phone insurance is the Chase Freedom Flex MasterCard. This card offers cell phone protection as one of its benefits, providing coverage for up to $600 per claim with the World Mastercard or $800 per claim with the World Elite Mastercard, with a maximum coverage of $1,000 in a rolling 12-month period. The coverage is provided by the New Hampshire Insurance Company, an AIG Company, and there is a $50 deductible per claim, with up to 2 approved claims allowed per 12-month period.
To be eligible for the phone insurance coverage, the monthly bill associated with the phone must be paid using the Chase Freedom Flex card. This card also offers other benefits, such as purchase protection, extended warranty, zero liability protection, trip cancellation and interruption insurance, and fraud alerts.
The Chase Freedom Flex card is known for its rotating quarterly bonus categories and its ability to earn valuable Chase Ultimate Rewards points, which can be redeemed for cash, gift cards, travel, or products and services. The card has no annual fee, making it a cost-effective option for accessing cell phone insurance.
In summary, the Chase Freedom Flex MasterCard provides phone insurance coverage as one of its benefits, protecting against theft or damage, with a deductible and maximum coverage limits. This card also offers a range of other benefits and rewards, making it a valuable option for those seeking phone insurance and additional perks.
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Frequently asked questions
Yes, there are several alternatives to Asurion for phone insurance. Some of the popular ones include AKKO, Upsie, and Servify.
AKKO offers greater freedom to its customers. It covers all device types, from brand new to used and refurbished devices. It also offers unlimited claims and budget-friendly plans.
Asurion's phone insurance is sold through retailers and cell phone carriers and not directly to customers. Coverage may vary depending on where you purchase it. Their plans extend the manufacturer's warranty and provide accident protection, including water damage and cracked screens.
Asurion's phone insurance costs vary. Some plans are priced at $7 a month, while others are $8.99 or $17 a month for one device. The 2-year mobile phone accident protection plan is priced between $125 and $149.99.
To cancel your Asurion phone insurance, first, find out when your current insurance will run out. Then, contact Asurion's customer service line to cancel your warranty. Finally, check your next bill to confirm the cancellation.
