AAA auto insurance can be cancelled at any time, but it is important to have a new policy in place to avoid penalties for driving without insurance. Cancellation can be done over the phone or in person at a local AAA branch, but not online. Before cancelling, it is recommended to look up your renewal date and compare car insurance quotes from multiple insurers to find the best alternative. When cancelling, you will need to provide your policy number and other personal details such as your name, address, driver's license number, and SSN. After cancelling, you should receive a confirmation and may be eligible for a refund for any unused coverage.
Characteristics | Values |
---|---|
Can I cancel my AAA auto insurance at any time? | Yes |
Can I cancel my AAA auto insurance online? | No |
How can I cancel my AAA auto insurance? | By phone or in person |
What is the phone number to cancel my AAA auto insurance? | 1-877-387-8378 |
What information do I need to cancel my AAA auto insurance? | Name, address, license number, policy number, and SSN |
Will I have to pay a fee to cancel my AAA auto insurance? | Possibly, but this depends on your region and club |
Will I get a refund for cancelling my AAA auto insurance? | Possibly, but this depends on your region and club |
What You'll Learn
Cancelling AAA auto insurance: online, by phone, or in person
You can cancel your AAA auto insurance policy at any time, but you cannot do so online. To avoid a lapse in coverage, which can have serious financial and legal consequences, it's important to first secure a new car insurance plan and then cancel your AAA policy.
Cancelling by phone
To cancel your AAA auto insurance policy by phone, call the customer support number at 1 (800) 387-8378 or the customer service number listed on your insurance card. You can also call the AAA office in your local area—visit the AAA website, enter your ZIP code on the "Find a Location" page, and call the phone number provided.
Cancelling in person
You can also cancel your AAA auto insurance policy in person by visiting a local AAA branch and speaking with an agent.
Cancelling online
Cancelling your AAA auto insurance policy online is not possible.
Other things to keep in mind
- AAA does not disclose any type of cancellation fee on its website, but some customers have reported a fee equal to 10% of the remaining balance left on their policy. To find out if a cancellation fee applies to your AAA policy, contact your insurance agent.
- If you've paid all your premiums upfront, you may be eligible for a refund. Ask about this when you call to cancel your policy, and follow up with your insurance agent or AAA directly if you haven't received your refund within a few weeks.
- After you cancel your AAA auto insurance policy, you'll receive a final notice via mail and email.
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Cancelling AAA membership
You can cancel your AAA membership at any time, but it is important to note that you cannot do this online. To cancel your membership, you must either call AAA Member Services or speak to a local agent in person.
Cancelling by Phone
To cancel your AAA membership by phone, call AAA Member Services at 800-922-8228 and select Option 2. The AAA Member Services team is available Monday to Friday, 7:00 a.m. to 9:00 p.m., and Saturday to Sunday, 7 a.m. to 7 p.m. Pacific Time.
Cancelling in Person
To cancel your AAA membership in person, visit your nearest AAA location and speak to an agent. You can find your nearest location by visiting the AAA website and using the "Find a Location" page.
Information to Have Ready
When cancelling your AAA membership, you will need to provide some information to verify your identity. Make sure to have the following information ready when you call or visit:
- Your name and address, including ZIP code
- Your driver's license number
- Your AAA membership card
Refunds and Cancellation Fees
If you have paid for your membership upfront, you may be eligible for a refund after cancelling. Be sure to ask about this when you cancel, and follow up with your local agent or AAA directly if you haven't received your refund within a few weeks.
While AAA does not disclose any cancellation fees on its website, some customers have reported being charged a fee equal to 10% of the remaining balance on their policy. Contact your local agent to confirm if any cancellation fees apply in your region.
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Cancelling AAA auto insurance: what you need
Cancelling your AAA auto insurance policy
You can cancel your AAA auto insurance policy at any time, but you must do so by phone or in person. The company does not currently allow policyholders to cancel their insurance online.
What you need to cancel your AAA auto insurance
To cancel your AAA auto insurance, you will need to provide the following information:
- Your name
- Your address and ZIP code
- Your driver's license number
- Your auto insurance policy information
- Your AAA membership card
Cancelling your AAA membership
You do not have to cancel your AAA membership when you cancel your auto insurance. However, if you wish to cancel your membership, you can do so online or by phone.
Refunds and cancellation fees
If you have paid for your insurance upfront, you may be eligible for a refund on any unused coverage. Some customers have reported a cancellation fee of 10% of the remaining balance on their policy, but this is not disclosed on the AAA website. Contact your local AAA agent to find out if a cancellation fee applies in your region.
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Cancelling AAA auto insurance: timing
You can cancel your AAA auto insurance at any time, but the ideal time to do so is three to four weeks before your renewal date. This gives you enough time to shop around and compare insurance rates from other providers. However, life happens, and you may need to cancel at a different time, which is perfectly fine.
When cancelling your AAA auto insurance, you cannot do so online. You will need to contact AAA by phone or in person. To cancel by phone, call the AAA office in your local area, or call the AAA general car insurance line at 1-877-387-8378. You can also visit a local AAA branch and go through the cancellation process in person.
Before cancelling, make sure you have a new car insurance plan in place. Driving without insurance is illegal in almost every state, and you will face penalties if you are caught driving without insurance. You will also need to have certain information ready when you cancel, including your name, address, driver's license number, policy number, and SSN.
Additionally, keep in mind that while AAA allows you to cancel at any time, there may be cancellation fees in certain regions. These fees could be a percentage of your remaining policy balance. Therefore, confirm with an agent if cancellation fees apply to your policy and if you are eligible for any refunds.
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Cancelling AAA auto insurance: refunds and fees
You can cancel your AAA auto insurance at any time, but it's important to have a new policy in place to avoid penalties for driving without insurance. Cancelling your AAA auto insurance can be done in a few simple steps, and you may be eligible for a refund of any unused coverage.
Step 1: Prepare the Necessary Information
Before contacting AAA, make sure you have your policy details, driver's license number, policy number, and SSN available. You will also need your policy number to cancel your policy.
Step 2: Contact AAA
You can cancel your AAA auto insurance policy by calling their customer support number at 1-800-222-4357 or 1 (800) 387-8378, or by contacting your agent directly. You can also cancel your policy in person by visiting your nearest AAA insurance office and speaking with an agent.
Step 3: Confirm Cancellation
Once your policy has been cancelled, you should receive confirmation via email or mail. If you do not receive confirmation within 7-10 business days, be sure to follow up with AAA.
Refunds and Fees
If you are cancelling your AAA auto insurance policy mid-policy, you may be eligible for a refund for any unused coverage that you have paid for. The refund will be prorated from your cancellation date to the end of your term. Be sure to ask about your refund when cancelling your policy, and confirm the amount and timing of the refund.
While AAA does not disclose any cancellation fees on its website, some customers have reported being charged a fee equal to 10% of their remaining policy balance. To find out if a cancellation fee applies to your policy, contact your AAA insurance agent.
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Frequently asked questions
Yes, you can cancel your AAA auto insurance at any time, but it is recommended to do so close to your renewal date to simplify the process.
You can cancel your AAA auto insurance by calling AAA customer service or by visiting your local agent. You will need your driver's license, auto insurance policy information, and AAA membership card.
Cancelling your AAA auto insurance may result in cancellation fees, depending on your region. Some customers have reported charges equal to 10% of their remaining policy balance.
Yes, cancelling your auto insurance does not affect your AAA membership standing. You can continue to enjoy the benefits of your AAA membership, such as roadside assistance, as long as you keep paying your yearly dues.