Unraveling The Path To Becoming An Insurance Adjuster In Georgia

If you're looking for a career that's both exciting and rewarding, becoming an insurance adjuster in Georgia could be the perfect choice for you!

Insurance adjusters are the first responders of the insurance world. When a claim is filed, they're the ones who analyze the situation, talk to witnesses, and investigate to ensure the claim is legitimate. It's an important job that requires a keen eye for detail and strong critical thinking skills.

Becoming an insurance adjuster in Georgia is a straightforward process, but there are a few key steps you'll need to follow. Here's a brief overview of what you'll need to do:

- Meet the Basic Requirements: To get started, you'll need to be at least 18 years old and have a valid mailing address in Georgia.

- Complete Pre-Licensing Education: Georgia requires you to take a state-approved pre-licensing course, such as the Georgia P&C Adjuster Pre-Licensing Course, which will prepare you for the state adjuster exam.

- Pass the State Adjuster Exam: This proctored exam consists of 100 questions, and you'll need to score at least 70% to pass.

- Submit Your Application: Apply for your license through the Georgia Insurance Adjuster License Application and submit the required documentation, including a citizenship affidavit form and identification documents.

- Complete Fingerprinting and Background Check: All insurance license applicants in Georgia must provide fingerprints for identity verification and a background check.

By following these steps, you'll be well on your way to becoming a licensed insurance adjuster in Georgia. So, if you're ready for a challenging and rewarding career, what are you waiting for? Get started today and take the first steps towards a new and exciting future!

Be 18+ with a valid Georgia address

To become an insurance adjuster in Georgia, you must be at least 18 years old. You must also provide a valid mailing address in the state of Georgia. PO boxes are not allowed.

If you meet these basic requirements, you can then take the required Georgia pre-licensing course. This course satisfies the state's pre-licensing requirement and prepares you to pass the challenging state adjuster exam. The course is offered online, allowing you to complete your training anywhere, anytime. Once you have completed the course, you will be given a certificate of completion, which you will need when taking your exams.

After completing the course, you can register for and take the Georgia state exam. This is a proctored test, so you will be in a controlled environment with a person overseeing the exam. The exam consists of 100 questions, and you will be given 2 hours to complete it. A score of at least 70% is required to pass.

If you meet the age and address requirements, taking the pre-licensing course and passing the state exam are the first steps to becoming a licensed insurance adjuster in Georgia.

Complete a 40-hour pre-licensing course

To become an insurance adjuster in Georgia, you must complete a 40-hour pre-licensing course. This course covers the basics of insurance, claims adjusting, state laws and mandates, and professional ethics. It is designed to prepare you for the state adjuster exam, which is challenging. The course can be taken online or in person, depending on your preference and learning style.

There are several course providers to choose from, including AdjusterPro, AB Training Center, and America's Professor. These courses will provide you with the knowledge and skills needed to pass the state adjuster exam and obtain your license.

After completing the 40-hour pre-licensing course, you will need to register for and pass the Georgia Adjuster License State Exam. This exam is administered by PearsonVue and consists of 100 multiple-choice questions. You will have two hours to complete the exam, and a score of at least 70% is required to pass.

Make sure to review the exam content and practice with sample questions before taking the state adjuster exam. It is also recommended to consistently achieve scores of 90% or higher on practice exams before taking the official state exam.

Pass the state exam

The Georgia Adjuster Exam is a challenging exam, but with the right preparation, you can pass it with flying colours. Here are some tips to help you through the process:

• Familiarise yourself with the exam format: The Georgia Adjuster Exam is a multiple-choice exam, and there are no fill-in or essay questions. It is a computerised exam, and you will be given the opportunity to complete a practice exam beforehand to familiarise yourself with the system.
• Know the content: The exam covers a wide range of topics, including general property and casualty insurance product knowledge, standard fire policy, homeowner insurance coverage, commercial lines coverage, inland marine, and additional coverages such as business interruption and robbery. Make sure you review these topics thoroughly before the exam.
• Practice, practice, practice: Utilise the practice questions and sample exams provided by your pre-licensing course. The more you familiarise yourself with the question formats and topics, the more confident you will be on exam day. Focus on understanding the concepts rather than memorising answers, as the actual exam will likely have different questions.
• Study smart: Create a study plan that works for you. Break down your study sessions into manageable chunks, take regular breaks, and review the topics you struggle with the most. Reach out to your course provider if you have any questions or need clarification on specific topics.
• Take care of the logistics: Register for your exam through PearsonVue and ensure you meet all the requirements, including any necessary identification and citizenship documents. On the day of the exam, arrive early at the testing centre, and remember that you cannot study or cram while waiting to check in.
• Stay calm and focused: During the exam, stay calm and read each question carefully. If you come across a particularly challenging question, move on and return to it later if you have time. Remember, you only need a score of 70 to pass, and you have plenty of time to complete the exam.

By following these tips and putting in the necessary study time, you will be well on your way to passing the Georgia Adjuster Exam and becoming a licensed insurance adjuster in the state. Good luck!

Submit an application

Once you have completed your pre-licensing requirement and examination, the next step is applying for your license.

The fee for an application is $115.

You can apply online with the Georgia Insurance Adjuster License Application.

You must also upload the GID-276-EN Citizenship Affidavit Form along with your application. Be sure to send a copy of the front and back of one secure and verifiable identification document.

If you wish to apply with a paper application, you may submit your GID-103-AL Application Form, GID-276-EN Citizenship Affidavit Form, and a check for your application fee by mail to PSI Services LLC PO Box 742983 Atlanta, Georgia 30348-2983.

Alternatively, you can submit your application through Sircon or NIPR. Be sure to attach your certificate of completion to the application. If you took your course with AdjusterPro, your Certificate of Completion is available in the Certificates folder in your online classroom.

New license applicants must submit a notarized Citizenship Affidavit Form (GID-276-EN) attesting to either US citizenship or lawful presence. A copy of the required form, along with instructions for completing the form, can be downloaded from the Georgia Insurance Department's website at https://oci.georgia.gov/citizenship-affidavit.

The completed and signed form and a copy of the front and back of one of the secure and verifiable identification documents listed on the form must be submitted with the online license application.

The completed citizenship affidavit and a copy of the identification documents should be included with your application. Instructions for uploading the documents are available in the candidate handbook. Your application cannot be processed for approval until this form and attachments are uploaded with your application.

Pass a background check

To become an insurance adjuster in Georgia, you must pass a fingerprint-based background check. This is a mandatory step in the process of obtaining your license.

Firstly, you must apply for an insurance adjuster license before registering for your background check. The State of Georgia requires that all insurance license applications provide fingerprints prior to licensing. You can obtain your background check from Fieldprint.

Secondly, you must submit your fingerprints. This will initiate a background check, which will verify your identity and check for any prior misdemeanors or felonies. These may affect the outcome of your licensing efforts. If you have specific questions regarding things that may come up on your background check, you may call the Georgia Department of Insurance at (404) 656-2101 or send them an email.

The fee for fingerprinting services is $51.50, or $53 according to another source. This covers the cost of comparing your prints against criminal history records.

Once you have submitted your application and completed all other requirements, your Georgia license application will be reviewed by the state. This process generally takes about four weeks. Depending on the results of your background check, the Department of Insurance may request more information or documentation. After the review is complete, you will receive an email from PSI regarding the status of your license.

Frequently asked questions