Pulling Up Farm Bureau Auto Insurance: A Step-By-Step Guide

Farm Bureau auto insurance is offered by the American Farm Bureau Federation, an agricultural membership organisation that advocates for farm and ranch families. To be eligible for an auto insurance policy, you must be a Farm Bureau member. Membership dues vary depending on location and membership level, with the cheapest level, or associate membership, costing around $20 a year. Farm Bureau auto insurance is available in most states, either directly from Farm Bureau Financial Services (FBFS) or through insurance partners such as American National or Nationwide. The cost of insurance depends on factors such as age, location, driving history, vehicle type, and level of coverage.

Farm Bureau auto insurance rates

• Teen drivers: Teen females pay on average $3,643 less than the national average, while teen males pay $4,335 less.
• Young adult drivers: A 25-year-old single woman pays about $500 less than the national average, while a 25-year-old single male pays about $600 less.
• Adult drivers: Farm Bureau's sample yearly rates for 35-year-olds are significantly higher than the national average.
• Senior drivers: Farm Bureau's average annual rates for married 60-year-olds are higher than the national average, by about $300 for women and $400 for men.

It's important to note that Farm Bureau insurance rates can vary by state and specific Farm Bureau branch. Some states have their own Farm Bureau insurance companies, while others are served by regional affiliates or partner companies. The cost of membership, which is required to purchase Farm Bureau insurance, also varies by location and membership level, typically ranging from $20 to less than $100 annually.

Farm Bureau offers various discounts to help lower auto insurance rates, including:

• Multi-policy discount (bundling home and auto insurance)
• Good student discount
• Low mileage discount
• Multi-car discount
• Safe young driver training discount
• Telematics program discount
• Claim-free discount

Farm Bureau auto insurance coverage

In most states, Farm Bureau auto insurance coverage includes liability, collision, comprehensive, no-fault, and uninsured/underinsured motorist protection. They also offer classic car insurance for collectible and antique vehicles, although eligibility requirements must be met.

Farm Bureau also offers several add-ons to their standard auto insurance policy, including:

• Roadside assistance
• Replacement cost coverage
• Young Driver Safety Program
• Driveology safe-driver program

Farm Bureau auto insurance rates are often cheaper than competitors, especially for teen drivers, young adult drivers, and drivers with a speeding ticket, accident, or DUI on their record. However, rates for married 35-year-olds and senior drivers are higher than the national average.

To be eligible for Farm Bureau auto insurance, you must become a member of the Farm Bureau. Membership dues vary depending on location and membership level.

Farm Bureau auto insurance discounts

Farm Bureau auto insurance offers a range of discounts to its members. The specific discounts available vary depending on the state and the insurance company, as each Farm Bureau insurance company operates separately. However, here is a list of some of the common Farm Bureau auto insurance discounts:

Farm Bureau Members Choice Offers Bundled Discounts

Members can save money by bundling their car and home insurance policies together. This means they only have to manage one policy, pay one premium, and in the event of a major loss, they only have to pay one deductible for all their covered possessions.

Driveology Program for Safe Driver Discounts

The Driveology program is Farm Bureau's usage-based auto insurance program, which tracks driving behaviours such as speeding, acceleration, and hard braking. The program is currently being updated, but it can offer savings of up to 30% on auto insurance premiums.

Claim-Free Discount

If you avoid accidents and have fewer claims, you may be eligible for the claim-free discount. However, it's important to note that discount eligibility varies by state.

Good Student Discount

Students who maintain a "B" average or higher can qualify for lower insurance payments with the Farm Bureau good student discount.

Safe Young Driver Discount

Young drivers under the age of 25 who complete the Young Driver Safety program are eligible for this discount. The program includes watching an approved driving safety video, logging 30 hours of supervised driving, committing to driving safely, and revealing their personal driving record and claims history for the past three years.

Low Mileage Discount

If you drive fewer than 7,500 miles annually, you may qualify for the low-mileage discount.

Discounts for Multiple Vehicles

If you insure more than one vehicle in your household, you can bundle them together and save money. This discount is available as part of the Farm Bureau Members Choice policy, resulting in lower rates for each car.

Continued In-Force Credit

Farm Bureau rewards members who continue to renew their Members Choice policies each year with a loyalty credit.

Annual SuperCheck Review

Farm Bureau offers an annual SuperCheck review, where members can meet with an agent to discuss their insurance coverage and any life changes over the past year. This review helps identify any additional discounts the member may be eligible for and ensures their coverage is up-to-date.

Other Discounts

Other potential discounts include the married driver discount, military service discount, disabled veteran discount, "paid in full" discount, and the online service discount for paperless policies.

It's important to note that Farm Bureau membership also provides discounts on a variety of goods and services beyond auto insurance, such as hotel stays, rental cars, pharmacies, and theme parks.

Farm Bureau auto insurance claims

If you're looking to make a claim with Farm Bureau auto insurance, the process may differ depending on your location. Farm Bureau Insurance provides auto insurance in several states, including California, Georgia, North Carolina, and Tennessee. Here's a guide on how to pull up information specific to your Farm Bureau auto insurance claim:

California Farm Bureau Auto Insurance Claims:

California Farm Bureau has partnered with Nationwide as its official insurance provider. If you have a claim to file, you can contact Nationwide directly through their website or customer service phone number. You can also reach out to the California Farm Bureau for guidance on filing a claim with Nationwide.

Georgia Farm Bureau Auto Insurance Claims:

Georgia Farm Bureau offers a Claims Center on its website, which you can visit to initiate the claims process. Additionally, you can call their customer service line for assistance with your claim. They pride themselves on providing local claims service, so rest assured that a Georgia Farm Bureau agent will work tirelessly to help you through the process.

North Carolina Farm Bureau Auto Insurance Claims:

The North Carolina Farm Bureau Insurance website provides information on the claims filing process. You can also find a local agent in your community to guide you through the claims process. They have offices in all 100 counties across the state, ensuring that you receive dedicated, local support.

Tennessee Farm Bureau Auto Insurance Claims:

Tennessee Farm Bureau Insurance has over 350 local claims professionals and 16 claims centers across the state. You can visit their website or contact their customer service center to initiate the claims process. They are committed to providing prompt and compassionate claims service.

Remember, the specific steps for filing a claim may vary depending on your location and the nature of your claim. Always refer to your policy documents or contact your local Farm Bureau Insurance agent for detailed instructions on how to file a claim with your specific branch.

Farm Bureau auto insurance contact information

Farm Bureau auto insurance is available in several US states, including Florida, Louisiana, and North Carolina. Each state has its own dedicated website, where you can find contact information for your local Farm Bureau agent or office.

Florida

The Florida Farm Bureau Insurance website provides a phone number for 24/7 toll-free claims reporting: 1-866-275-7322. You can also log in to your account to report a claim online. The website also provides an address for Florida Farm Bureau: 5700 SW 34th Street Gainesville, FL 32608.

Louisiana

The Louisiana Farm Bureau Insurance website encourages users to call their local agent or request a call back. You can also download the Louisiana Farm Bureau Insurance MOBILE agent app to access your account information, including policies, claims, and contact information for your local agent.

North Carolina

The North Carolina Farm Bureau Insurance Group website provides a "Find an Agent" feature, allowing you to locate an agent in your community. You can also access your policy online by registering for an account.

Frequently asked questions