Drive Away Insurance: Free Or Fee?

Drive-away insurance is a form of temporary car insurance that allows new car owners to drive their vehicles from the dealership before their annual policy begins. This type of insurance is ideal for those who need time to find the best insurance deal for their new car. While it is not always free, some dealerships like BMW and Mini offer free drive-away insurance for a limited period. This gives new car owners peace of mind and ensures they are legally compliant when driving their vehicles home.

Drive away insurance is free for 3 days with Ford and 5 days with BMW and MINI

Drive-away insurance is a form of temporary car insurance that covers you until you can arrange an annual cover. It is a legal requirement to have insurance when driving your new car, even if it is just to bring it home. Driving a car without insurance can result in unlimited fines, points on your license, and confiscation of your car.

Ford offers free 3-day drive-away insurance to its customers. This short-term insurance policy allows you to get behind the wheel of your new Ford quickly and without any hassle. The coverage is instant and free of charge, and you can switch to an annual Ford Insure policy with an exclusive Driveaway discount afterward.

BMW and MINI also offer free drive-away insurance, but for a period of 5 days. This comprehensive policy covers you from the moment you collect your new or used car from a MINI or BMW Center. It provides peace of mind and core benefits, ensuring you can confidently get on the road with your new vehicle.

It is important to note that drive-away insurance is not just for new cars. It can also be used for approved used vehicles, as is the case with BMW and MINI's policy. This type of insurance provides flexibility and convenience, allowing you to drive your new or used car immediately while giving you time to arrange an annual policy.

It is a legal requirement to have insurance to drive your new car

In the majority of US states, it is a legal requirement to have insurance to drive your new car. This law is in place to protect the interests of pedestrians and other motorists in the event of a crash. While driving without insurance may not result in a criminal record, it can create obstacles when obtaining future car insurance and may lead to higher costs.

Federal law requires all drivers to have car insurance, and most states have their own laws mandating car insurance with specific coverage amounts and penalties for non-compliance. For example, in Massachusetts, fines for driving without insurance can reach $5000, while in Tennessee, the fine is only $25. In some states, such as Alabama and Arizona, drivers have the option to purchase a state bond or fund to cover accident costs instead of traditional insurance.

The cost of car insurance depends on various factors, including the age, type, and condition of the vehicle, as well as the driver's age and occupation. Brand-new cars tend to be more expensive to insure than older vehicles. Additionally, younger drivers often face higher insurance costs due to their increased risk profile.

To comply with the legal requirement to insure your new car, you can consider drive-away insurance, which is a form of temporary insurance. This option allows you to drive your new car immediately while you arrange an annual policy. Drive-away insurance provides flexible coverage, ranging from hourly to daily or monthly policies, and can be obtained quickly with basic information about the driver and vehicle.

Drive away insurance is a form of temporary car insurance

Drive away insurance offers flexible coverage options, including hourly, daily, and monthly policies, with the option to extend coverage if needed. It is a quick and easy solution, providing instant coverage and policy documents emailed to you right away. This makes it perfect for impulse purchases or when you need to drive your new car immediately. The cost of drive-away insurance will depend on various factors, such as the car being insured and your occupation.

This type of insurance is particularly useful when buying a car from a dealership or a private seller, as it allows you to drive your new car home without having to worry about insurance right away. It gives you the time to shop around for the best annual insurance deal without rushing into a decision. Additionally, some dealerships may offer free drive-away insurance for a limited period, such as the MINI 5-Day DriveAway Car Insurance provided by MINI UK.

Overall, drive-away insurance is a convenient and cost-effective solution for new car owners who need temporary coverage before arranging their annual insurance policy. It ensures that you can legally and safely drive your new car while giving you the flexibility to choose the right long-term insurance option for your needs.

It can be purchased hourly, daily, or monthly

Drive-away insurance is a form of temporary car insurance that provides you with enough cover to drive your new purchase home before you've had a chance to put an annual policy in place. It can be purchased hourly, daily, or monthly, with prices depending on a variety of factors, including the driver's age, job title, the car being purchased, and where they live. For example, Cuvva offers drive-away insurance starting from £11.90 for an hour, £17.90 for a day, and £139.74 for 28 days.

This type of insurance is ideal for drivers who need temporary coverage for their new vehicles. It allows them to get behind the wheel and take their new car home immediately, without having to rush into an annual policy. The flexibility of drive-away insurance makes it a convenient option, even for driving holidays or impulse purchases.

When buying a new car, it is a legal requirement to have insurance in place before driving it away. Dealerships may offer drive-away insurance, typically lasting 5-7 days, but this option can be expensive and inflexible, requiring you to pay for coverage you may not need. In contrast, drive-away insurance purchased independently can be tailored to your specific needs, saving you time and money.

With drive-away insurance, you can get comprehensive cover for the exact duration you require. This ensures that you are legally compliant and protected in case of any accidents or breakdowns during the short-term period. It is a convenient and cost-effective solution, especially when buying cars from private sellers who cannot provide insurance.

It is the perfect cover option for driving holidays

Drive-away insurance is a great option for driving holidays. It is a form of temporary car insurance that provides enough cover to get behind the wheel and take your new purchase home before you've had a chance to put an annual policy in place. It is ideal for drivers looking to cover their new vehicles temporarily.

If you're buying a new car, you'll need an insurance policy in place to get it off the forecourt. Your car dealer might offer you drive-away insurance, which usually lasts 5-7 days. This might suit your needs, but it can often be expensive and inflexible, meaning you'll pay for cover that you don't want or need. With the rise of online car sales, many private sellers can't offer any type of insurance for a new car. In this case, having drive-away insurance can be a real lifesaver.

Drive-away insurance is a flexible and quick solution. It can usually be arranged to start within 15 minutes, and you can get a quote in just a few minutes. You'll need to provide some basic information about the driver and the vehicle, and cover can begin right away. Policy documents are emailed instantly, so there's no waiting around. This makes drive-away insurance a handy option for impulse purchases or driving holidays.

The duration of your drive-away policy can vary, with cover available from one hour to 28 or 30 days. This gives you plenty of time to arrange an annual policy without feeling rushed. You can also decide whether you want any add-ons to your policy. The cost of drive-away insurance depends on several factors, including the duration of coverage, the type of vehicle, your age, job title, and where you live. Prices start from as little as £11.90 per hour.

Frequently asked questions