
United of Omaha Life Insurance Company, founded in 1926, is a subsidiary of Mutual of Omaha Insurance Company. It offers a diversified portfolio of life insurance, fixed annuities, medicare supplement and other insurance and financial services products. The company underwrites life insurance policies in every state except New York, where Companion Life Insurance Company underwrites policyholders. United of Omaha is one of the largest life insurance companies in the US and is known for its generous age limits and highly-rated customer service. It offers whole life insurance without a medical exam for applicants up to 85 years old (75 in New York).
| Characteristics | Values |
|---|---|
| Year founded | 1926 |
| Parent company | Mutual of Omaha Insurance Company |
| Services offered | Life insurance, fixed annuities, medicare supplement, other insurance and financial services products |
| Availability | In every state except New York |
| Age limits | Up to 85 (75 in New York State) |
| Medical exam required | No |
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What You'll Learn
- United of Omaha Life Insurance Company is a subsidiary of Mutual of Omaha Insurance Company
- It offers a diversified portfolio of life insurance, fixed annuities, medicare supplement and other insurance and financial services products
- United of Omaha underwrites life insurance policies in every state except New York
- Mutual of Omaha is one of the largest life insurance companies in the US
- It offers whole life insurance without a medical exam for applicants up to 85 years old (75 in New York)

United of Omaha Life Insurance Company is a subsidiary of Mutual of Omaha Insurance Company
United of Omaha is one of the largest life insurance companies in the US. It offers whole life insurance without a medical exam for applicants up to 85 years old (75 in New York State). Term life policies can also be converted into permanent ones without a medical exam. United of Omaha does not allow you to get quotes or buy a term life insurance policy online, but you can buy a whole life policy online.
The company also offers children's whole life insurance. These policies are available for children from 14 days old up to 17 years old, with benefit amounts ranging from $5,000 to $50,000. There is no medical exam required for these policies, and coverage will follow the child for their entire life as long as premiums are paid.
In 2023, the US Department of Labor reached a settlement with United of Omaha to reform its evidence of insurability practices. This settlement ensures that beneficiaries are not harmed by the company's failure to verify that premium-paying participants have satisfied applicable evidence of insurability requirements.
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It offers a diversified portfolio of life insurance, fixed annuities, medicare supplement and other insurance and financial services products
United of Omaha Life Insurance Company, founded in 1926, offers a wide range of insurance and financial services products. These include life insurance, fixed annuities, medicare supplements, and other insurance products. The company is a subsidiary of Mutual of Omaha Insurance Company, which is one of the largest life insurance companies in the US.
United of Omaha's life insurance policies are available nationwide, except in New York, where Companion Life Insurance Company underwrites policies. The company offers term and whole life insurance policies, with the option to convert term policies into permanent ones without a medical exam.
Mutual of Omaha stands out for its generous age limits, with whole life insurance available for applicants up to 85 years old (75 in New York). The company also offers children's whole life insurance, available for children from 14 days to 17 years, with benefit amounts ranging from $5,000 to $50,000.
In addition to life insurance, United of Omaha provides fixed annuities, which can build cash value over time, and medicare supplement plans to help cover medical expenses. The company's diversified portfolio also includes other insurance products and financial services, offering a comprehensive range of options to meet the diverse needs of its customers.
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United of Omaha underwrites life insurance policies in every state except New York
United of Omaha Life Insurance Company is a subsidiary of Mutual of Omaha Insurance Company, which was founded in 1909 and is one of the largest life insurance companies in the US. United of Omaha underwrites life insurance policies in every state except New York.
United of Omaha offers a diversified portfolio of life insurance, fixed annuities, Medicare supplement and other insurance and financial services products. The company offers life insurance with generous age limits and highly-rated customer service. United of Omaha also offers whole life insurance without a medical exam for applicants up to 85 years old (75 in New York State). Term life policies can be converted into permanent ones with no medical exam.
United of Omaha does not allow you to get quotes or buy a term life insurance policy online, however, you can buy a whole life policy online.
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Mutual of Omaha is one of the largest life insurance companies in the US
Mutual of Omaha offers whole life insurance without a medical exam for applicants up to 85 years old (75 in New York State). Term life policies can also be converted into permanent ones with no medical exam. However, Mutual of Omaha does not allow you to get quotes or buy term life insurance online, although you can buy a whole life policy through their website.
Mutual of Omaha is one of the few insurers that offer children's whole life insurance. These policies are available for children from 14 days old up to 17 years old, with benefit amounts ranging from $5,000 to $50,000. There is no medical exam required for the application, and policies can accumulate cash value. As long as premiums are paid, coverage will follow the child for their entire life.
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It offers whole life insurance without a medical exam for applicants up to 85 years old (75 in New York)
United of Omaha Life Insurance Company is a subsidiary of Mutual of Omaha Insurance Company, which is one of the largest life insurance companies in the US. Mutual of Omaha offers whole life insurance without a medical exam for applicants up to 85 years old (75 in New York). This is one of the reasons why Mutual of Omaha is one of the favourite life insurance providers for seniors.
Mutual of Omaha offers life insurance nationwide, but policy types and coverage may vary by state. United of Omaha underwrites life insurance policies in every state except New York. Companion Life Insurance Company underwrites New York policyholders for life insurance and annuities.
Mutual of Omaha is also one of the few insurers that offer children's whole life insurance. These policies are available for children from as young as 14 days, and up to as old as 17 years. There is no medical exam required with the application and only three health questions. Policies can accumulate cash value and, so long as the premiums are paid, coverage will follow your child their entire life.
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Frequently asked questions
United of Omaha Life Insurance Company is a subsidiary of Mutual of Omaha Insurance Company. It offers a diversified portfolio of life insurance, fixed annuities, medicare supplement and other insurance and financial services products.
United of Omaha Life Insurance is available nationwide, except in New York. Companion Life Insurance Company underwrites New York policyholders for life insurance and annuities.
United of Omaha Life Insurance was founded in 1926 and is one of the largest life insurance companies in the U.S.
United of Omaha Life Insurance offers a range of insurance products, including life insurance, fixed annuities, and medicare supplement. They also offer children's whole life insurance, which is available for children from 14 days old to 17 years old.
United of Omaha Life Insurance offers generous age limits, highly rated customer service, and the ability to convert term life policies into permanent ones without a medical exam. They also provide whole life insurance without a medical exam for applicants up to 85 years old (75 in New York State).



















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