Becoming An Insurance Adjuster In Oregon: A Comprehensive Guide

Are you interested in becoming an insurance adjuster in Oregon? It's important to know the steps to obtaining your license and maintaining it. Here's a guide to help you get started on this career path.

First, it's essential to meet the basic requirements, such as being at least 18 years old and having a valid mailing address in Oregon. Then, you can start preparing for the Oregon Adjuster License State Exam. While a pre-licensing course isn't mandatory, it's highly recommended to increase your chances of passing the exam. You can take advantage of online courses, video tutorials, and practice exams to get ready for the big test.

Once you feel prepared, it's time to register for and pass the state exam. The exam consists of 150 questions, and you need a score of at least 70% to pass. After passing the exam, you'll need to submit your fingerprints and authorize a background check.

The next step is to submit your application for the Oregon Adjuster License. You can do this through the National Insurance Producer Registry (NIPR). After submitting your application, you can check the status of your license through SBS Oregon.

To maintain your license, you'll need to complete continuing education requirements. Every two years, resident Oregon adjusters must complete 24 hours of continuing education, including a 3-hour Oregon Law Update course.

By following these steps, you'll be well on your way to becoming a licensed insurance adjuster in Oregon. Remember to stay compliant with the continuing education requirements to keep your license active. Good luck on your journey towards this exciting career path!

Be 18+ with a valid address, email, and phone number

To become an insurance adjuster in Oregon, you must be 18 or older and have a valid mailing address (not a P.O. Box), a valid business email, and a residence phone number.

Having a valid address, email, and phone number is essential for meeting the basic requirements to become a licensed insurance adjuster in Oregon. This ensures that you can be contacted and verified as a legitimate candidate for the role.

• Valid Mailing Address: Ensure that your mailing address is up-to-date and accurate. It cannot be a P.O. Box and must be a physical address where you reside.
• Valid Business Email: Set up a professional email address specifically for business purposes. Make sure it follows the standard format of "[email protected]," with your chosen username on the left side of the "@" symbol and a valid domain, such as "gmail.com" or "outlook.com," on the right.
• Residence Phone Number: Provide a working phone number that you regularly use and check. This number should be accurate and easily reachable, allowing potential employers or clients to contact you directly.

By fulfilling these basic requirements, you can move forward with the necessary steps to become a licensed insurance adjuster in Oregon, including taking the state exam, submitting fingerprints and background checks, and completing the official application process.

Prepare for the Oregon Adjuster License State Exam

Preparing for the Oregon Adjuster License State Exam is a crucial step towards becoming an insurance adjuster in Oregon. Here are some detailed instructions and recommendations to help you get ready for the exam:

Understand the Exam Format:

The Oregon Adjuster License State Exam is administered by PSI Testing Centers. It consists of 150 multiple-choice questions, and you will have 2 hours and 30 minutes to complete it. To pass the exam, you need to achieve a score of at least 70%. The exam covers various topics related to insurance adjusting, and you can choose between different lines of authority, such as the General Lines Adjuster, Health Adjuster, or Crop Adjuster license exams. Each line has a specific number of questions and a designated time limit.

Pre-Exam Education:

Although Oregon does not require a pre-licensing course, it is highly recommended that you enroll in a reputable exam preparation course, such as AdjusterPro's Oregon Adjuster Exam Prep Course. These courses are designed to provide you with the knowledge and skills needed to pass the state exam. They offer comprehensive study materials, including printable reference PDFs, glossaries, practice exams, and flashcards. The ability to take practice tests and create your own quizzes will help you identify areas you need to focus on and improve your understanding of the material.

Study Strategies:

Give yourself ample time to study for the exam. Create a study schedule that works for you and dedicate a certain number of hours each week to preparing for the exam. Break down the exam topics into manageable sections and focus on one topic at a time. This will help you avoid confusion and ensure a deeper understanding of the material. Utilize the practice exams and quizzes provided in your preparation course to gauge your progress and identify areas that need further review.

Familiarize Yourself with Xactimate Software:

Xactimate is the industry-leading software used by insurance adjusters. Familiarizing yourself with this software will not only help you during the exam but will also be crucial once you start working as an adjuster. Consider enrolling in a Xactimate Software Training course to learn how to navigate and utilize this software effectively.

Stay Organized and Manage Your Time:

The Oregon Adjuster License State Exam is a lengthy exam with a significant amount of questions. Practice time management skills by allocating your time effectively during the exam. Go through the exam carefully, but don't spend too much time on a single question. If you're unsure about a question, flag it and come back to it later if you have time. Remember that your goal is to complete the exam within the allotted time while maximizing your score.

Exam Day:

On the day of the exam, arrive at the testing center promptly and bring a photo ID along with any other required documents. Make sure you are well-rested and focused. Carefully read and follow the instructions provided by the proctors to ensure you understand the exam process and any specific guidelines. Stay calm and composed during the exam, and remember to pace yourself.

By following these preparation steps and staying dedicated to your studies, you will significantly increase your chances of passing the Oregon Adjuster License State Exam and becoming a licensed insurance adjuster in Oregon.

Register for and pass the exam

Registering for and passing the Oregon State Exam is a crucial step in obtaining your insurance adjuster license in Oregon. Here's a detailed guide to help you through the process:

Step 1: Prepare for the Exam

Although Oregon does not require a pre-licensing course, it is highly recommended that you take an exam prep course to increase your chances of passing the state exam on your first attempt. AdjusterPro's Oregon Adjuster Exam Prep Course is a popular choice, offering comprehensive and regularly updated study materials, including practice tests and quizzes.

Step 2: Register for the Exam

You can register for the Oregon State Exam through PSI (PSI Exams). The exam is known as the OR General Lines Insurance Adjuster Exam. It consists of 150 questions, and you will have 2 hours and 30 minutes to complete it. The passing score is 70%. Each attempt at the exam costs $45, which you will pay when making your reservation.

Step 3: Take the Exam

On the day of your exam, arrive promptly at the scheduled time and bring a photo ID, as well as any other requested materials. The exam will be proctored, meaning you will be in a controlled environment with a person overseeing the test.

Step 4: Receive Your Results

After completing the exam, you will immediately receive a score report. If you achieve a score of 70% or higher, you have passed! If you don't pass, you will receive a diagnostic report indicating your strengths and weaknesses to help guide further study.

Submit fingerprints and pass a background check

To become an insurance adjuster in Oregon, you must submit fingerprints and pass a background check. Here's a step-by-step guide on how to do this:

Step 1: Register your fingerprints with PSI

You can either have your fingerprints digitally scanned at a PSI testing centre in Oregon or schedule an appointment at www.FieldprintOregon.com using the code FPORDeptConsumerBusServDAS. PSI will process your fingerprints and submit them to the Oregon Division of Financial Regulation.

Step 2: Authorise a criminal records check

By submitting your fingerprints, you are authorising a criminal records check, which is required as part of the testing and application process for becoming an insurance adjuster in Oregon. This check will include any prior misdemeanours or felonies. If you have specific questions about your background check, you can contact the Oregon Division of Financial Regulation at (503) 947-7981 or via email.

Step 3: Provide fingerprints for a background check

After passing the Oregon Adjuster License State Exam, you will need to submit your fingerprints for a background check. This can be done by providing a standard fingerprint form (FD-1164) with rolled impressions of all 10 fingerprints. Fingerprints can be taken with ink or via live scan. The FBI recommends avoiding red or purple ink for fingerprinting. Make sure your name and date of birth are included on the fingerprint card.

Step 4: Submit the required forms and fees

Along with your fingerprints, you will need to submit the required forms and fees. This includes the Applicant Information Form, a payment of $18 per person for the Identity History Summary Check (or "rap sheet"), and a completed Payment Authorisation Form. You can submit your fingerprints and forms by mail or electronically.

Step 5: Receive your background check results

After submitting your fingerprints and forms, you will receive your background check results by mail or electronically. If nothing is found, you will receive a written document stating that there is no prior arrest data on file. If there is criminal history information, you will receive a rap sheet with relevant details. This process can take a few weeks to a month, depending on the method of submission.

Apply for your Oregon Adjuster License

To apply for your Oregon Adjuster License, you must meet the basic requirements, pass the Oregon Adjuster State Exam, and submit your application.

Basic Requirements

To be eligible for an Oregon Adjuster License, you must be at least 18 years old, have a valid mailing address (not a P.O. Box), and provide a valid business email and residence phone number.

Oregon Adjuster State Exam

The Oregon Adjuster State Exam is administered by PSI Testing Centers. The exam consists of 150 questions, and you must score at least 70% to pass. You will be given 2 hours and 30 minutes to complete the exam. The exam costs $45, and each retake attempt costs the same amount.

Although it is not mandatory, it is highly recommended that you complete a pre-exam course to prepare for the Oregon Adjuster State Exam. AdjusterPro offers an Oregon Adjuster Exam Prep Course that includes practice tests and reference materials.

Application Submission

After passing the exam, you must submit your fingerprints and authorize a criminal records check. You can do this by having your fingerprints digitally scanned at a PSI testing center in Oregon or scheduling an appointment at www.FieldprintOregon.com using the code FPORDeptConsumerBusServDAS.

Once you have completed the above steps, you can submit your application for the Oregon Adjuster License at the National Insurance Producer Registry (NIPR). The fee for an online application is $81.18.

After submitting your application, the Oregon Division of Financial Regulation will review it, which generally takes about two weeks. Once the review is complete, you will receive an email from the state regarding the status of your license.

Frequently asked questions